About Kashew

We make banks compete.
You win.

Kashew is a digital loan agent (DSA) — not a lender. We operate under contractual arrangements with RBI-regulated banks and NBFCs, and we exist to reward India’s most creditworthy borrowers.

Here’s the deal: for disciplined borrowers, we pay back up to 1% of every monthly EMI as cashback — credited straight into your savings bank account — at the same or a lower interest rate than your current bank. You don’t pay more to earn it. You pay the same (or less), and we share our reward with you.

We aren’t a bank, and we never hold your money. We’re the agent in your corner, taking your profile to our panel of partner lenders so they bid for your business instead of the other way around.

Our mission is simple: make lenders compete for the disciplined borrower — so the borrower wins.

The team

Two co-founders. One conviction: loyal customers shouldn’t pay more.

Kashew started with a personal grudge. Nevaid and Suraj — both home-loan borrowers themselves — realised they were quietly paying a “loyalty tax” on their own home loans: the longer they stayed with their bank, the worse their rate looked next to what new customers were being offered. After digging into it, they found this wasn’t a one-off — it’s the default experience for millions of Indian borrowers. Kashew exists to fix that.

Nevaid Aggarwal

Nevaid Aggarwal

Co-founder

Consulting at BCG, investing at Warburg Pincus, and operating at TrueFan — Nevaid has spent his career on both sides of capital.

SRCCRank-holder CABCGWarburg PincusTrueFan
Suraj Agarwalla

Suraj Agarwalla

Co-founder

Consulting at BCG and investing at Sequoia / Peak XV — Suraj has backed and built consumer businesses across India.

SRCCRank-holder CABCGSequoia / Peak XV
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