Your EMI
reduction
partner — cashback every month.
Up to 1% of your monthly EMI back, every month. Rate is recalculated every month based on your Experian score — better score, more cashback.
Example
₹45 L home loan · 20 yrs
Monthly EMI
₹45,000
At Very Good (800–839)
0.8%
Cashback / month
₹360
Over 20 yrs
≈ ₹86,400
Dynamic EMI Cashback
Up to 1% of your monthly EMI back — forever. Rate recalculated each month based on your latest credit score. Better credit → more cashback.
Your EMI reduction Partner
One dedicated expert from apply to disbursal. Transparent status. Clear next steps. No jhanjhat, no multiple bank visits.
Loans we help with
Six categories. Same promise — cashback every month, one expert handling your file.
Home Loan
One expert, sanction to disbursal.
Loan Against Property
Best value on your property.
Personal Loan
Fast disbursal, right rate.
Business Loan (MSME)
Lenders who understand business.
Education Loan
Government-backed options included.
Vehicle Loan
Drive away at the best rate.
Cashback by credit band
Dynamic — recalculated every month based on your latest Experian score.
| Score | Band | Monthly rate |
|---|---|---|
| 840+ | Excellent | 1.0% |
| 800–839 | Very Good | 0.8% |
| 760–799 | Good | 0.6% |
| 720–759 | Fair | 0.4% |
| Below 720 | Needs Work | 0.2% |
| New to Credit | No History | 0.2% |
How it works
Download the app
Sign in with your mobile number. Takes under a minute.
See your cashback rate
We pull your Experian score (soft check) and show your % instantly.
One expert takes over
Apply for any loan. Your expert runs it through lenders.
Get cashback, every month
After disbursal, claim your monthly cashback from the app.
Ready for your cashback?
Download Kashew and see your monthly EMI cashback rate in under a minute.